Navy Commissioned Officer - College Programs

Earn Money for College

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There are over 100 job opportunities to serve as a Naval Officer. In fact between restricted line, unrestricted line officers, staff corps officers, limited duty officers, and warrant officers with the various communities for each (surface, submarines, aviation, special warfare, medical, supply, intelligence, and more), you can find a few options that you maybe interested or qualify for.

If you are thinking of way to pay for college, interested in serving your country as a Naval Officer, the Navy may have a program designed specifically for you. The Navy offers financial assistance programs to help you pay for school. Some require officer training as a Midshipman or Cadet, others do not. Just realize any scholarship granted by the Navy will require service time to “pay it back.”

NAVAL RESERVE OFFICERS TRAINING CORPS (NROTC) - This is an undergraduate college scholarship program that leads to an appointment as an officer of the Navy or Marine Corps (with the NROTC Marine Option) graduating with the rank of ensign or second lieutenant. The NROTC programs are maintained to educate and train well-qualified men and women for careers as commissioned officers.

CIVIL ENGINEER COLLEGIATE PROGRAM (CECP) - Are you in college studying engineering? If you are interested in pursuing important civil engineering projects around the world, consider the Civil Engineer Collegiate Program. It provides up to $139,000 while finishing your degree, a regular monthly income ranging from $2,900 to $5,800, and food and housing allowances.

There will be no uniforms, no drilling requirements and no service obligation until you graduate. After graduation you will become a Naval Civil Engineering Officer.

NURSE CANDIDATE PROGRAM (NCP) – The Navy needs nurses. If you owe college loans or in college looking to serve your country upon graduation, get your college paid for and put on the uniform after you graduate and a Nurse in the Navy which is a commissioned officer rank. It offers up to $34,000 to help pay your way through nursing school, which includes an initial grant of $10,000, plus a monthly stipend of $1,000 for up to 24 months while earning your degree.

Medical Corps - The Navy will hire newly graduated doctors as well as pay for medical school at accredit and trusted medical schools as well as the government's own medical school - Uniformed Services University of Health Services. Medical students are commissioned as junior officers in their chosen service — Army, Navy, Air Force or U.S. Public Health Service. They are on active duty throughout their education and are compensated as such. Tuition is paid for by the government. Upon completion of their education, graduates owe seven years service to the nation.

More than 60 percent of USU graduates willingly serve 20 years or longer and retire with government pension and benefits.

NUCLEAR PROPULSION OFFICER CANDIDATE PROGRAM (NUPOC) - The Navy also needs smart STEM oriented professionals, especially in the Nuclear Power program. If you are interested in being part of one of the top nuclear programs in the world, look into the NUPOC program. Nuclear power salaries are among the highest in the Navy for both enlisted and officer. Receiving nuclear bonuses for graduation of Nuke Power school and having no college debt will set you on a path for life as an adult like not many other programs.

 You can earn up to $168,300 while finishing your degree and a regular monthly income up to 30 months prior to your graduation. You can also get a food and housing allowance.

There are no service obligations until after you graduate and begin the process of being commissioned as a Navy Nuclear Officer. Once commissioned you will be able to serve as a Submarine Officer, Surface Warfare Officer on a nuclear powered ship, Naval Reactors Engineer, Naval Nuclear Power School Instructor, Naval Nuclear Power Training Unit Instructor and even a professor at the Naval Academy and other Navy ROTC programs.

The Navy will pay for college, but these programs are competitive and only go to the most deserving, but if you have the grades, desire, medically pass a physical, meet the height / weight standards, and the willingness to serve your country, you can perhaps be approved for these programs.


You can also earn college degree while still in the Navy. The Navy offers two options:

Navy College Program (NCP) – This program enables you to receive academic credit for training you receive (A school) and work you perform while serving on Active Duty. While serving, you can do online coursework that will count as college credit and can transfer them to colleges that will be paid for by the GI Bill if you decide to leave the Navy after your enlistment.

Tuition Assistance (TA) – When on shore duty, many sailors attend college at night. This program will pay for any coursework you are doing on your own time. Typically, the program is for enlisted sailors without a college degree yet, but some officers use it to get master’ degrees as well.

If you join the military and have significant college loans, you can apply through the recruiter for the Navy LOAN REPAYMENT PROGRAM (LRP) - The Loan Repayment Program is one of several Navy enlistment education incentive programs designed to pay federally guaranteed student loans (up to $65,000) through three annual payments during a Sailor's first three years of service.

The Baccalaureate Degree Completion Program (BDCP) has been phased out and replaced by the above aforementioned programs.