How to Make Money from Home

How to Make Money from Home

Busy mother working in home office while son watches over her shoulder
Hinterhaus Productions/Taxi/Getty Images

At some point, just about every mom wants to know how to make money from home. Whether you're just looking to bring in a little bit of cash to add to your family budget or you want to earn enough to cover your household bills plus your family's next vacation, there are many ways moms can make money from home.

Skip straight to the list of ways to make money from home.

You do have to know what to expect before you get started with this type of work. Weigh these factors before you decide you want to try to make money from home:

You are in Control of Your Schedule
Unless you take a position with a company that requires you to work a certain shift from home, you'll be in charge of your own schedule. This means you can work before the kids get up, while they're at school or after they go to bed.

Less Stress
Workplace stress won't be much of a factor unless you count sibling spats as a source of stress while you work. But you will avoid the headaches associated with unfriendly co-workers and a bad work environment.

Lower Costs
You won't have to worry about buying a new wardrobe, paying for dry cleaning, buying a morning latte, spending time sitting on the freeway in bumper to bumper traffic or burning up gas every day for your commute. To make money from home, you usually have little to no overhead costs and you won't be spending the money other people do just to get to work and look good while they're there.

It takes a fair amount of discipline to make money from home. It's easy to put your work off because you're too tired, the kids are sick or your favorite TV program is on. But you have to be disciplined enough to work even when the couch is calling you.

No Sick Days or Benefits
You won't earn that week of paid vacation, sick days or health benefits like you would at another job but you also won't be leaving the house like you will with a typical 9-5. And depending on the type of opportunity you're pursuing, you may have to work ahead to cover the time you'll be off.

The Kids May Be at Home While You're Working
There will more than likely be a time when you are trying to work and the kids will be less than three feet from you. Even if you have childcare help so you can work, there will come a time when you have a deadline and a child is sick or your babysitter's schedule conflicts with yours. Working while the kids are around will take some getting used to and you'll also have to let go of your mommy guilt that you're working while they are right in the room with you.

Be Aware of Work-from-Home Scams
You don't have to make false promises or fork over any cash to make money from home. The following list shows you the top ways you can make money from home but do be aware of ads that may appear on the page. The content of these ads is not controlled by The Spruce so if you do decide to pursue specific work-from-home jobs advertised on these pages, do your homework and make sure they are legitimate opportunities and not just scams.

Ready to see how you can make money from home? Let's get started...

Become a Freelancer

Become a freelancer to make money from home even with the kids around. Photo © Compassionate Eye Foundation/Steven Errico

Can you answer a phone? Have you taught yourself the art of graphic design? Do you have a knack for editing other people's writing? Freelancing may be a viable option for you. Thanks to the Internet, sites like Elance, oDesk and Freelancer can connect you with individuals and companies looking to hire freelancers to make money from home as virtual assistants, graphic designers, web designers, editors and more.

Sell Your Creations

Showcase your talent and make money selling your creations. Photo © vastateparksstaff / Flickr

Turn your passion into profit. Your hobbies could be the perfect opportunity to make money from home. Sewing diaper bags, painting portraits and even whittling dollhouse furniture can be turned into a moneymaking venture. You can sign up for your own booth at craft fairs or sell online through sites like Etsy.

Host Home Parties

Host home parties to sell products like makeup to bring in some extra cash. Photo © Jamie Grill / Getty Images

If you consider yourself the queen of entertaining and want to earn money as well as discounts on the products you love, a home party business may be the perfect opportunity for you. With a home party business, you can sell products like makeup, chocolate, kids' clothes, jewelry, candles and more.

If you remember the good old days of Tupperware parties, then you're on the right track with what a home party is. You host a party, invite your friends, have them invite their friends and show off the products in hopes of getting some orders.

Open a Home Daycare

Open a home daycare to earn money from the comfort of your own home. Photo © SkiStar / Flickr

You're a great mom and you love children, right? Opening your own daycare has many perks you should consider. Of course, extra cash is one of them but your kids can also have daily play dates with the other children you're also caring for.

Just be sure not to take on more kids than you can manage by yourself. You also want to follow your city and state's rules and regulations for your new child care business, which may require obtaining the proper licenses and opening your home to inspections.

Make Money as a Secret Shopper

A secret shopper follows a company's specific criteria to mystery shop a business and then gets paid to share her opinion on the experience. Photo © mzacha / freeimages

A secret shopper, also known as a mystery shopper, gets paid to visit a business, evaluate her experience and then share her opinion. While it's a fun way to make money, you won't be bringing in six figures as a secret shopper.

However, making money as a secret shopper lets you control your schedule and the mystery shop opportunities you accept. Best of all, you'll be able to take the kids along with you to most of your mystery shops as long as they don't interfere with what you're there to do.

Become a Phone Sex Operator

Phone entertainer work isn't for everyone but it can be a lucrative way to make money from home. Photo © Medioimages / Photodisc / Getty Images

Now this line of work isn't for everyone. But CNN aired a report on how the economy was driving many moms to turn to jobs as phone actors, also known as phone sex operators or phone entertainers. If you are uncomfortable with strangers saying explicit things to you, then this isn't going to be a way you want to make money from home.

But many moms are turning to phone sex operator jobs because they can earn money on their own schedule. If you're considering this line of work, learn all you can about phone sex employment to help you make your final decision.​​

Find a Part-Time Job

Take on a part-time job to give yourself some time out of the house while making money at the same time. Photo © Getty Images

While it's not the same as making money from home, getting outside of the home for a while is a nice break for you and can also help you earn some cash for your family. The best part-time jobs for moms are both flexible for your needs and allow you to be there for the kids before and after school while still letting you attend the important school play performances and soccer games.

If working part-time is an option for you and you want to stay home with the kids too, you'll want to find a job that isn't trapping you to the point that you feel like you're missing out on the joys of being a stay-at-home mom.