5 Ways Working From Home Saves You Money

While working from home is not without start up costs, many of those costs can be defrayed by the savings that working from home brings. Even if you only telecommute part time, you may save some money.  So if you're thinking about switching from the office life to telecommuting, here are some areas where you can save a little of the green stuff.


Getty/Betsie Van Der Meer

If you currently take public transportation to work, you will immediately notice more money in your pocket when you don't have to lay out for the monthly or daily commutation cost. Although if you are telecommuting part time, the savings in public transit cost could be wiped out by a monthly discount full-time commuters may get.

If you drive to work, your savings could be greater but not as immediately noticeable. Not only does telecommuting save money on gas, it decreases the number of miles on your car. This, in turn, means less maintenance and repairs costs, and it could lower your car insurance payments.

More: Benefits of Working at Home

Child Care

Mother's helper
Getty/Adie Bush

Not all work-at-home moms will save money on child care by telecommuting, but many will. Though few WAHMs with telecommuting jobs can make do with no child care, work-at-home moms often manage to work full-time with only part-time childcare.

Time Is Money

time is money

This manifests itself in a million different ways for each of us. Work-at-home moms certainly don't have unlimited time. But when working outside the home, we tend to use more timesavers, which usually cost extra. A few ways that you can save money:

  • Volunteering at your child's school rather than spending more on fundraisers.
  • Cooking more from fresh ingredients, which means less ordering in or using expensive prepared foods.
  • Performing minor home maintenance yourself.
  • Shopping around for the best deal for ongoing expenses like insurance, phone, cable, etc.

More: The Art of Multitasking


Mixed race woman choosing vegetables or cupcake
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Of course, you will eat when working from home. In fact, if you're not careful, you may eat more! But you won't pay nearly as much. The cost of preparing your own lunches is significantly less than eating out everyday. And it's generally better for you too. If you like leftovers, you may find that making a little extra at dinner is a convenient way to always have a lunch ready.

The same goes for coffee or tea. Make a whole pot for less than a the cost of a cup at a coffeehouse, which makes it easier to splurge on the gourmet brand.


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You need fewer dressy (and expensive) clothes when you work from home. When you must have a different work-appropriate outfit for every day of the week, not only does it cost more, but it almost takes some of the creativity out of buying clothes. I enjoy the challenge of buying several flexible items that can be mixed and matched for both dressy and casual occasions.

Also the clothes you have get less wear and tear, shoes in particular. (I almost never wear them while I work.)